Deadline: 19/Jun/2021
JOB DESCRIPTION:
The  Credit  Officer  –  Individual  Lending  will  report  to  the  Credit  Supervisor  and  will  be  responsible  for  recruiting  of  clients,  verifying  sources  of  income  and  visiting  prospective  clients’  homes  and  business  to  assess  credit  worthiness.
SPECIFIC  RESPONSIBILITIES  INCLUDE:
1.  Marketing  the  Individual  lending  products.
2.  Client  mobilization,  sensitization  and  training.
3.  Preparation  of  credit  applications  for  credit  committees  according  to  policy.
4.  Loan  disbursement  according  to  policy.
5.  Follow-  up  and  recovery  of  loans  according  to  policy.
6.  Ensuring  proper  filing  of  all  Individual  Lending  documentation.
7.  Contribute  positively  to  branch  performance  by  continuously  achieving  all  set  targets.
8.  Any  other  duties  as  directed  from  time  to  time.

MINIMUM  ACADEMIC  QUALIFICATIONS  FOR  JOB  POSITIONS:
•  Diploma  or  Bachelor’s  Degree  in  Commerce,  Economics,  Microfinance,  Development  Economics,  and  Development  studies,  Business  Studies,  Accounting  and  Finance,  Marketing,  International  Business,    Financial  Services,  Business  Computing,  Business  Statistics,  Entrepreneurship  &  Small  Business  Management,  Social  Sciences,  SWASA,  Education,  Procurement  &  Chain  Supply  Management,  Procurement  &  Logistics  Management,  Human  Resource  Management,
Industrial  &  Organization  Psychology,  Project  Planning  and  Management,  Entrepreneurship  and  Project  Planning,  Public  Administration  and  Management,  Sales  and  Marketing  Management,  B.  Agriculture  &  Rural  Innovations,  Agricultural  Engineering,  Agricultural  Extension,  Engineering,  or  in  any  other  relevant  /  related  field.
•  2  Principal  passes  at  A’Level  +
•  Credits  &/  passes  in  Maths  and  English  at  O’level

PERSON  SPECIFICATIONS  FOR  JOB  POSITIONS:
•  The  candidate  must  be  able  and  willing  to  ride  a  motorcycle,  should  possess  a  valid  riding  permit  and  /  or  process  one  within  a  period  not  exceeding  three  months  of  probation.
•  Should  be  willing  to  work  in  any  part  of  the  country.
•  Should  be  ready  to  challenge  themselves  to  continuously  deliver  exceptional  performance.
•  Should  be  computer  literate,  highly  motivated,  innovative  and  a  self-starter.
•  Should  have  excellent  presentation,  interpersonal  and  communication  skills.
•  Should  possess  leadership  skills.
•  Should  be  honest,  trustworthy  and  have  a  high  degree  of  integrity.
•  Should  be  fluent  in  commonly  used  local  languages.
•  Should  not  be  more  than  35  years  of  age.

QUALIFICATIONS:

• Diploma  or  Bachelor’s  Degree  in  Commerce,  Economics,  Microfinance,  Development  Economics,  and  Development  studies,  Business  Studies,  Accounting  and  Finance,  Marketing,  International  Business,    Financial  Services,  Business  Computing,  Business  Statistics,  Entrepreneurship  &  Small  Business  Management,  Social  Sciences,  SWASA,  Education,  Procurement  &  Chain  Supply  Management,
Procurement  &  Logistics  Management,
Human  Resource  Management,
Industrial  &  Organization  Psychology,  Project  Planning  and  Management,  Entrepreneurship  and  Project  Planning,  Public  Administration  and  Management

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