Serving over 20,000 clients in 12 districts of the Mid-Western and Central region(s) of Uganda, ENCOT Microfinance Limited (ENCOT) is a social impact, fast growing and innovative MFI operating a network of SIX branches in Hoima, Masindi, Kigumba, Kagadi, Nakasongola and Kawempe. ENCOT’s mission is to provide microfinance services to low-income smallholder farmer communities, most especially women, to allow them curve their own paths out of poverty through creation of own jobs.

ENCOT is therefore seeking to recruit dynamic, self-motivated and result oriented professionals to urgently fill the following position:

CREDIT OFFICERS (3) – Individual Lending

The Credit Officer provides direct sales of loans/credit services offered by ENCOT to customers and ensures 100% loan recovery of an assigned loans portfolio in a manner that ensures maximum returns while ensuring application of best practice and customer satisfaction in accordance with ENCOT’s strategic objectives and credit policies. Experience in group lending is a must.

Minimum Requirements;

  • Minimum of Diploma in Social Work, Education, Business Administration and any other related field.
  • At least one (1) year of credit experience in a similar position in a credible Microfinance institution.

Qualified and interested candidates should submit their applications in PDF format (Cover letter, CV and copies of relevant academic documents) by email to or hand deliver to any of the branches by 5:00 pmThursday 11th February 2021.

All applications should be addressed as below:

The Head of Human Resources

ENCOT Microfinance Ltd

Plot 88 Port Road, Masindi

P.O. BOX 389, Masindi-Uganda

Any documents submitted to ENCOT for application purposes shall not be recalled.

Please note that only shortlisted candidates will be contacted.