Kray is a micro-finance institution established in 2012. We are licensed and regulated by Uganda Micro-finance Regulatory Authority. We offer loans, investment and other financial services.

Job Summary: The Savings and loans Officers will identify market and sell to potential borrowers, carry out appraisals, disbursing, monitoring, and collections and keep high loan portfolio, carry out business development activities and ensure smooth and sustainable operations at the Branch level.

Key Duties and Responsibilities: 

  • The incumbent will market and sell Kray’s savings and loan products and services to potential entrepreneurs.
  • Assess entrepreneurs’ business and residences.
  • In charge of verifying and presenting customer’s documents.
  • Prepare documentation for loan disbursement.
  • Prepare and submit weekly and monthly reports.
  • Make frequent field visits to ensure quality disbursement and collections.
  • Make monthly action plan and submit to Credit Manager.
  • The Officer will submit borrower’s files to Branch admin for safe custody
  • Train, sensitize customers on all products offered by Kray Microfinance

Qualifications, Skills and Experience:

  • The applicants should hold a Bachelor’s Degree or Diploma in Development Studies, Economics, Statistics, Business Administration, and Education or related qualification
  • A minimum of six (6) months experience in micro-loan and savings management
  • Should have very good sales and mobilization skills
  • Excellent communication skills.
  • Excellent interpersonal skills
  • High degree of creativity and innovation
  • Highly flexible
  • Ability to interact with the community
  • Age: Below 30 years

How to Apply:

All suitably qualified and interested candidates should send their applications, detailed CVs (in Ms Word format) and testimonials (in PDF format) to the address below; (total email size should not exceed 2MB)

The Operations Manager,

Kray Microfinance

Send your application to: and copy to

Deadline: 25th February 2021